Managing Tontines and Associations

The flagship feature of ZekoraPay is its complete digitalization of informal or formal group finance.

Create a group

An administrator can create an association. They decide the base currency and the rules.

Cycles and Meetings

• Define the frequency (weekly, monthly).
• Set up automatic reminders (our AI takes care of sending SMS/WhatsApp reminders to latecomers).

Penalties and Loans

The Zekora system includes a register for financial penalties (late arrivals, absences) and allows the group to consolidate a guarantee fund to grant quick loans to members in need.

Total Transparency

Each member has an association dashboard, sees the status of the common pool, and receives notifications of all payments, ensuring zero friction and zero rumors regarding money management.